RMC Wise Ltd offers a range of services including but not limited to *Risk Management*, *Regulatory Compliance*, *Financial Services Consultancy*, *AML/CFT Compliance*, *Internal Audit*, and *Regulatory Reporting Services.*
Stephanie Borg Caruana
DIRECTOR, SENIOR RISK ASSOCIATE
Stephanie Borg Caruana is a Director and Senior Risk Associate within RMC Wise LTD, where her predominant focus is on Risk ManagementRisk Management and Internal Audit services to a number of licensed entities.
She assists entities in the set up of their risk management function and helping them devise a risk-based internal audit plan.
Experience
Stephanie has over 7 years’ experience in the industry. Prior to joining RMC Wise Ltd, Stephanie started off her career at one of Malta’s largest local banks within the Risk Management Department. She later moved to the Risk Division of a leading asset management company, which provides investment management services and distribution for UCITS and AIF funds.
Educational Background
Stephanie graduated from the University of Malta in Banking and Finance (Honours) in 2018 and moved on to obtain an MSc in Financial Risk Management (Distinction) from Trinity College Dublin in 2019. Stephanie is in the process of acquiring the Certified Internal Audit Charter.
Sectors of Specialisation
Asset Management and Funds
Credit and Financial Institutions
Investment Services Firms
Crypto Assets Service Providers and Blockchain
Company Service Providers and Trustees
RMC WISE
FAQ'S
What services does RMC Wise Ltd provide?
What is Risk Management, and how does RMC Wise Ltd approach it?
Risk Management involves identifying, assessing, and prioritizing risks to minimize, monitor, and control the probability or impact of an event that may or may not have a negative outcome on the Company. RMC Wise tailors risk management solutions based on a thorough understanding of each client's risk profile, business model and overall objectives, offering services such as governance, policies & procedures, enterprise-wide risk assessments, outsourced risk management functions, and cyber risk support.
What is Regulatory Compliance, and why is it important?
Regulatory Compliance ensures that a business adheres to external rules and internal controls imposed by regulatory bodies. It aims to protect license holders and their clients, ensure fair and transparent markets, reduce systemic risk, and combat financial crime. The Compliance Function advises and assists personnel in complying with legal and regulatory obligations, regularly assessing the effectiveness of measures and procedures in place. This is done through the effective implementation of a risk-based Compliance Monitoring Programme (CMP).
How does RMC Wise Ltd assist with AML/CFT Compliance?
RMC Wise Ltd helps businesses meet their Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) obligations by providing services such as risk assessments, customer due diligence, ongoing monitoring, transaction reporting, and AML training. They assist firms in implementing robust frameworks to prevent financial crime and comply with regulatory requirements.
What Internal Audit services does RMC Wise Ltd offer?
RMC Wise Ltd provides independent Internal Audit services to its clients. Internal Audit is crucial for ensuring the efficiency, security, and compliance of an organization. It provides independent assurance that a company’s risk management, governance, and internal control processes are functioning effectively. Moreover, Internal Audits help identify weaknesses, improve operational efficiency, and ensure compliance with regulatory requirements, reducing the risk of fraud and financial mismanagement. Our services include reviewing compliance with regulatory requirements, evaluating operational risks, and offering recommendations for process improvements to ensure organizations operate efficiently and securely. This is done through the effective implementation of a risk-based Internal Audit Plan.
RMC WISE
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